By Chan Wei Chao (REN 39846), Team Leader, Bricksmen Team · IQI Realty Sdn. Bhd. · Updated 21 October 2026
Penang affordable housing projects can include two kinds of units with different rules: PN1 State Units and PN4 Public Units. PN1 units follow the Penang State Housing Board’s (LPNPP) Rumah MutiaraKu C3 category and are reserved for Penang residents. PN4 units are open to Malaysians from any state, with a higher income limit.
Use the checker below to see whether you can apply, and which documents to prepare.
PN1 vs PN4 at a glance
| Requirement | PN1 State Unit (RMKu C3) | PN4 Public Unit |
|---|---|---|
| Citizenship | Malaysian citizen | Malaysian citizen |
| Age | 21 and above | 21 and above |
| Penang link | Born in Penang, or living in Penang for more than 5 years | Not required |
| Registered voter | Registered voter in Penang | Not required |
| Workplace | Working in Penang | Can work anywhere |
| Household income (applicant + spouse) | Not more than RM12,000 | Not more than RM20,000 |
| Property ownership | May own only one (1) existing property, bought for below RM300,000 | No limit on the number of properties owned |
Eligibility requirements
Are you eligible to apply?
PN1 State Unit (Rumah MutiaraKu C3)
Citizenship
Malaysian citizen
Age limit
Aged 21 and above in the year of application
Residency
Born in Penang, or living in Penang for more than 5 years
Registered voter
Registered voter in Penang
Workplace
Working in Penang
Income limit
Household income of applicant and spouse not more than RM12,000
RMKu C3Property ownership
Applicant and spouse may own only one (1) existing property, bought for below RM300,000 (attach a copy of the sale and purchase agreement)
PN4 Public Unit
Citizenship
Malaysian citizen
Age limit
Aged 21 and above in the year of application
Residency
Not required. Open to Malaysians from any state
Not requiredRegistered voter
Not required to be a registered voter in Penang
Not requiredWorkplace
Can work anywhere
Any stateIncome limit
Household income of applicant and spouse not more than RM20,000
Property ownership
No limit on the number of properties you already own
No limitRequired documents
Prepare these documents
- Copy of the applicant’s and spouse’s IC
- Copy of the applicant’s birth certificate
- Copy of the marriage certificate / marriage registration
- If divorced or widowed: copy of the divorce certificate, or the death certificate if the spouse has passed away
- Copy of the birth certificates of children or dependants
- Copy of the applicant’s and spouse’s CCRIS/CTOS report (available from your nearest Bank Negara Malaysia branch)
- Copy of the SPR voter registration slip PN1 only
Choose your employment status:
Employed (Government / Private)
- Latest employer confirmation letter and the last three (3) months’ salary slips of the applicant and spouse
- Copy of the latest annual EPF (KWSP) statement of the applicant and spouse (including pensionable government staff)
- Confirmation from the EPF office if not contributing
Business / Self-employed
- Business Form B (LHDN)
- Copy of the company registration certificate (SSM)
- Copy of the latest EPF (KWSP) statement
- Statutory declaration of income
Not employed
- Latest statutory declaration of income of the applicant and spouse
- Copy of the latest EPF (KWSP) statement of the applicant and spouse
- Confirmation from the EPF office if not contributing
Additional documents (if applicable):
- Copy of the OKU (disability) card of the spouse and dependants, if applicable
- If you have lived in Penang for at least 5 years: employer confirmation as proof PN1 only
- Full copy of the sale and purchase agreement (S&P) and land title for your existing property, whether occupied, sold, auctioned or transferred PN1 only
- Full copy of the Compensation Agreement (CA) / Removal Order, if applicable
Which one should you apply for?
- Choose PN1 if you are a Penang resident or Penang-born registered voter working in Penang, your household income is RM12,000 or less, and you own no more than one property bought for below RM300,000.
- Choose PN4 if you live or work outside Penang, your household income is between RM12,001 and RM20,000, or you already own more than one property.
Unit prices, sizes and availability differ between PN1 and PN4 units in each project. Browse Penang new launch projects, or compare projects side by side.
Frequently asked questions
What is the income limit for a PN1 State Unit?
The combined income of the applicant and spouse must not exceed RM12,000 a month, in line with the Rumah MutiaraKu C3 category.
What is the income limit for a PN4 Public Unit?
The combined income of the applicant and spouse must not exceed RM20,000 a month.
Can I apply for PN4 if I am not from Penang?
Yes. PN4 units are open to Malaysian citizens aged 21 and above. You do not need to be born in Penang, be a registered voter in Penang or work in Penang.
Can I apply for PN1 if I already own a house?
Only if you and your spouse own just one existing property that was bought for below RM300,000. You will need to attach a copy of its sale and purchase agreement.
Need help with your application?
I can check which unit type you qualify for, send you the latest price lists, and help you prepare your documents. WhatsApp or call +60 10-313 9113.
Sources
This article is general information as of 21 October 2026. Eligibility rules, income limits and document requirements are set by the authorities and developers and may change. Please confirm the latest requirements with the developer or LPNPP before applying.
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